Why Your Mindset Is Vital During a Pandemic

No one will dispute that we are undergoing challenging times right now as a result of COVID-19 a.k.a. the Coronavirus. Most all of us are suffering from varying degrees of hardship. What differentiates how well you adapt has less to do with the severity of the hardship you are under, and more to do with your outlook or mindset about it.

In its simplest form this breaks down to two of my most commonly uttered truths: 1) That life consists of 10% what happens and 90% on how you react to it. 2) In order to be as happy and productive as possible, it is vital that you learn how to control what is under your control and let go of everything else.

Let’s start with the first one. I am hearing a lot of people complaining about how much money they have lost in their 401K’s or IRA (Individual Retirement Account) over the past month or so. While I have no reason to doubt that the value of these have dropped significantly, I do contest the fact that they have lost anything at this point. It’s their mindset about the declining value that is causing them all of their anguish, not the loss in value that has happened.

Mine have dropped significantly as well over the same time frame and I am not bothered by this at all. The only difference is our mindsets about it. It is a fact that the value of most of these accounts have dropped significantly, but how does stressing over it make it better? In the crudest terms, by worrying about it and fretting over it now, you are simply giving yourself two problems for the price of one.

Now I’ll share my mindset about the fall in value and you can decide which mindset is healthier. When you put money into a 401K or IRA (except in certain extreme circumstances) you cannot take any money out of them without penalty until you are 59 and ½ years old and are not required to take any money out of them until you reach the age of 70 and ½. I could not have withdrawn any money (without penalty) before the market fall and most of the people I deal with are farther away from being able to withdraw from their accounts than I am.

Markets tend to be higher than they are on a given day ten years after that day historically speaking. So, if you are 49 and 1/2 years old or younger or do not need to tap those funds for ten years anyway, there’s a good probability that it will be worth more (and possibly considerably more) at that time than it was before the markets started falling. Thus, all that worrying did was lower your immunity (during a time when you want it as strong as possible) and make you feel bad and/or fearful.

Another example would be people who have lost their job and are worrying about how they are going to pay their bills etc. Although these concerns are much more immediate, the way you view them will still have the biggest effect on your mood and ability to adapt.

I know of no instance where a negative outlook, filled with bemoaning or worrying about your predicament led to better circumstances for them. A much more productive approach would be to accept that you are where you are and then putting all of your energy into finding solutions or things that may alleviate your problems.

Now for the second one I mentioned above. In order to be as happy and productive as possible, it is vital that you learn how to control what is under your control and let go of everything else. Most of what is happening is beyond our control, like when we can go back to work, or resume our normal lifestyles or get a vaccine etc. There are still many things we can control and I’d recommend starting with how you view things.

If you are glued to the news or social media, chances are you are going to be filled with worries. I’m confident nothing of monumental importance is going to happen without it reaching me in a timely manner. I fail to see how staying on top of the news is going to make me any safer, happier or more productive. As a result, I limit my viewing to a couple of cursory check-ins a day and go about making the best of the things I do still have available.

If you have too much time on your hands and are feeling bored add more structure to your day. Take up a new hobby, learn something new or do something you have been putting off until you had more time. The possibilities are endless and taking advantage of them will make you feel a lot better than feeding your fears on social media and obsessing over the news.

Choosing a Wristwatch and the Different Types of Ladies Watches

How to choose the correct watch according to your wrist size

When you buy a wristwatch in a physical store, it seems easy to choose the right watch for your wrist size. You wear it and if it feels comfortable, you buy it right away. However, it isn’t that simple if you buy a wristwatch online. Whichever way, it is essential that you know how to choose the right watch for your wrist size.

You should feel comfortable wearing the watch. It shouldn’t be very tight or loose on your skin. You need to measure your wrist size using a measuring tape or a strip of paper. Wrap it around your arm just below the wrist bone to get the wrist size. Note down the measurement.

Very thin wrists -Wrists that measure 14cm to 16cm should not wear anything big and bulky as it looks awkward.
Slender wrists – If your wrist measures 16cm to 17cm you need to wear slim and sophisticated timepieces.
Medium wrists – People with wrists sizes 17cm to 18cm are lucky because they have a wide array of watches that can suit them. They can select watches with these diameters: 38mm, 40mm, and 42mm.
Thick wrists -Thick wrists (18cm and above) may need large watches but the preferred measurement is one with a 44cm-46 cm case or maybe slightly bigger. Sports watches usually look great on this wrist size.

Best ladies watches 2019 and the different types

Casual watches – They are the ones for everyday use and are the most affordable ones.
Dress watches – These types of watches are slim and elegant, suited for business and formal wear.
Analog watches – The most traditional type with the hour hand and the minute hand and sometimes, the second hand.
Digital watches – It is easier to read the time with the LCD displaying the time and other information.
Hybrid watches – A combination of digital and analog watches that may include fitness trackers or can be connected to a Smartphone.
Touchscreen watches – These are smartwatches with a touchscreen display that controls the watch functions.
Fashion watches – These are produced by fashion watch brands known for their fashion reputation rather than their watchmaking expertise. Among these brands that produce the best fashion watches for ladies are Anne Klein, Gucci, Guess, Michael Kors, Emporio Arman, and more.
Luxury watches – They are manufactured by companies that are famous for making watches. Most of these watches are Swiss and are sold exclusively in limited numbers. Other luxury watches use precious metals, jewels, gold and diamonds to increase their value.
Quartz watches – Made from quartz crystal oscillation, quartz is a common type that offers accuracy as well as affordability and durability.

It is necessary to learn how to buy the right kind of wristwatch to fit your wrist size. In addition, it is also essential that we know the different types of watches so we know which one to buy for our self or for our loved ones. Before buy, check some product view sites for more information and reviews in order to buy the perfect ladies watch.

ProductsViews.com is a website that features various products that are ranked according to their buyers’ comments and feedback. The site allows one to shop by category and provides a description of the highly ranked product as well as a comparison of their features.

Do You Need a Car and a Smart Phone to Make Money?

You will need a smart phone to get a job and keep it in today’s economic situation. Your will also need a car to get a good job, which means you need to have good drivers credential.

Thats right in today’s world you will need both these things, even if you want a job delivering fast food such as pizza. Yes a pizza delivery driver. Of course you will need car insurance and the pizza delivery company will not pay for this and you will have to use your own car. These places of so-called employment exist all over Canada, United States of America and in Europe. They will trick you into thinking you are a sole business, but will treat you like an employee without the benefits.

Of course to work for this company you will need a car and a smart phone. This you will have to pay for. The company offers very poor compensation and the people are very rude people to work for.

This is happening my country and is very sad to see. However this is happening all over the world and needs to stop. These places are not fun to work in. They will use you and take your weak personality and use it to make you a slave to their very bad way they treat people.

Many of these places offer employment. However it is very fast paced and stressful with low pay. It is especially bad as a delivery driver as you are forced to use your own vehicle and pay for gas without proper compensation. Think about it, even you if take home $18 per hour driving your car for one these fast food places you still have to pay for the gas, car insurance and the wear and tear on your vehicle. Of course they will still treat you like an employee without the benefits. But after watching how they treat the employees you are probably better of being a delivery driver. However you will never get ahead working for these fast food places.

There are other ways to make money. Often this requires a little computer savvy. If you have an internet connection and a smart phone you can make money. This involves selling a product on the internet. There are a number of companies that will allow to sell their products using the internet. These companies will allow to become an affiliate with no cost to you. Each time you sell one of their products they will give a commission.